NOTICE FROM IRISH CREDIT BUREAU D.A.C (‘ICB’)
As a result of the introduction of the General Data Protection Regulation (‘GDPR’), from 25th May, 2018 ICB will be using Legitimate Interests (GDPR Article 6 (f)) as the legal basis for processing of your personal and credit information. These Legitimate Interests are promoting greater financial stability by supporting a full and accurate assessment of loan applications, aiding in the avoidance of over-indebtedness, assisting in lowering the cost of credit, complying with and supporting compliance with legal and regulatory requirements, enabling more consistent, faster decision-making in the provision of credit and assisting in fraud prevention.
Please review ICB’s Fair Processing Notice which is available at http://www.icb.ie/pdf/Fair Processing Notice.pdf. It documents who they are, what they do, details of their Data Protection Officer, how they get the data, why they take it, what personal data they hold, what they do with it, how long they retain it, who they share it with, what entitles them to process the data (legitimate interests), what happens if your data is inaccurate and your rights i.e. right to information, right of access, right to complain, right to object, right to restrict, right to request erasure and right to request correction of your personal information.
At Bank of Ireland, your personal information is
important to us. To find out more about how we
manage your information, click here.
Can we get in touch with you?
From time to time, we would like to let you know about services and products from Bank of Ireland and other companies in the Bank of Ireland Group* that we believe are relevant to you, that may make your life easier or offer you value. Please let us know how you would prefer us to do so. You can let us know at any time and free of charge, if you would like us to stop using your data in the ways set out above by calling us on 01 688 3674.
* Members of the Bank of Ireland Group include: Bank of Ireland, Bank of Ireland Mortgage Bank, Bank of Ireland Insurance Services Limited, Bank of Ireland Leasing Limited and New Ireland Assurance Company plc. A full list of members of the Bank of Ireland Group can be found here.
Find out more
We'd like you to know about more of the products and services offered by Bank of Ireland and other companies in the Bank of Ireland Group, because we believe, they may be of relevance and interest to you.
Read our Data Protection Notice which describes how we process personal information, and why.
Can we analyse your transactions for the purpose
of identifying relevant products and services that
may interest you?
The more you allow us to know about you, the better
we can make your experience with the Bank of Ireland
Group. By giving us your consent to analyse your individual
transactional data, we can identify products or offers that
are of interest or value to you or your business.
Find out more | Show me examples
Having your permission to analyse your transactions can help us to enhance the service we provide. It allows us to tailor the offers and information you receive from Bank of Ireland, ensuring that they match your current financial and lifestyle requirements.
Certain transactions indicate specific moments in life. For instance, regular monthly deposits may identify you as someone who could be interested in a particular savings product with preferential rates. Similarly, when you draw down your Bank of Ireland mortgage, home insurance is an important consideration.
NOTICE: Under the Credit Reporting Act 2013 lenders are required to provide personal and credit information for credit applications and credit agreements of €500 and above to the Central Credit Register. This information will be held on the Central Credit Register and may be used by other lenders when making decisions on your credit applications and credit agreements.
When the Central Credit Register goes live in 2018, you will be entitled to;
To learn more about the register, and your rights and duties under the Credit Reporting Act 2013, please see www.centralcreditregister.ie