How much can I borrow? Loading ... Personal loan I would like to*Apply for a new loanTop up an existing loanThis will mean that we close your existing loan and open a new loan for one amount which will include the balance of your existing loan, any interest due on it and your top up amount To qualify for a Top Up you must: Have an existing Bank of Ireland personal loan You must have made at least 6 months’ payments on your loan All payments must be up to date How much can I borrow? In order for us to accept an application for a Personal Loan you need to meet our standard affordability criteria. This loan calculator can give you an indication of whether you meet that criteria for the amount you wish to borrow. It is important that you input your details correctly to ensure this calculator accurately assesses your affordability.Purpose of loan*Please selectCar purchaseHome improvementsWeddingEducation expensesGraduateTrip of a lifetimeEvent e.g. New baby, medical expenses, funeral expensesCar repairsAnnual Holiday costsAnnual education feesChristmasCar insurancePCP Buy OutRepayment of non BoI loanPurpose of loan*Please selectCar purchaseHome improvementsWeddingEducation expensesGraduateTrip of a lifetimeEvent e.g. New baby, medical expenses, funeral expensesCar repairsPCP Buy OutRepayment of non BoI loanLiving arrangements*Please selectLiving with parentsTenantHome ownerApproximate balance on your existing loan*This is the amount that is currently outstanding on your existing loan. You can find this figure on your online banking.Please enter a number from 1 to 65000.Please note, additional interest will be due on your loan which is not shown in your current balance figure. We will calculate the exact closing balance of your loan, including any interest outstanding, before we close it.How much would you like to top up your loan by?*Please enter a number from 2000 to 65000.Total loan amount*This amount reflects the balance on your existing loan plus the amount you would like to top it up by. When you apply, we will also add a sum to this amount to estimate the amount of interest you will owe on your existing loan before it is closed. If you are approved, your total loan amount will be confirmed to you in your loan offer documents. If we overestimate the amount of interest due on your existing loan we will pay any excess amount into the account to which your loan is drawn down.Loan Amount*Minimum loan amount €2,000, maximum loan amount €65,000Minimum loan amount €2,000, maximum loan amount €10,000If the purpose of your loan is to upgrade the energy efficiency of your home you may be able to avail of a lower interest rate with our Green Home Improvement loan. To find out more about the Green Home Improvement loan and to see if your upgrade qualifies click here. Please be aware that the Green Home Improvement Loan cannot be applied for online. EligibilityMarital status*Please selectSingleCo-HabitingCivil PartnershipMarriedDivorced/SeperatedWidowedLiving arrangements*Please selectLiving with parentsTenantHome ownerNet (after tax) monthly salary*Please enter a number from 0 to 999999.This is the amount typically lodged to your account each monthSpouse/partner net (after tax) monthly salary*In a two income household, this amount is used to allocate your monthly commitments.Please enter a number less than or equal to 999999.Number of dependantsPlease enter a number less than or equal to 99.Dependents are people you support financiallyMonthly mortgage paymentsPlease enter a number less than or equal to 9999.If you share your mortgage repayments with a partner, you should state the full amountMonthly rent paymentsPlease enter a number less than or equal to 9999.If you share your rent with a partner, you should state the full amountMonthly repayments on the loan you are topping up*Total credit card balancePlease enter a number less than or equal to 99999.Other monthly loan repaymentsPlease enter a number less than or equal to 99999.Other monthly loan repayments made jointly with your spouse/partnerPlease enter a number less than or equal to 99999.Hidden - Do you have an existing loan? Hidden - termHidden - Do you have dependents?Hidden - Do you have a mortgage?Hidden - Repayments FrequencyNameThis field is for validation purposes and should be left unchanged.