Overdraft Application Loading ... 1 Start Application2 About You3 Income Details4 Additional Income5 Overdraft Details6 Personal Details7 Employment Details8 Review Your Details Start ApplicationBefore you start, please make sure you have your Bank of Ireland Debit Card. Once approved the overdraft will be applied to your account. Don’t have a Bank of Ireland Current Account? No problem, please call 0818 200 334 and we will be happy to help you with your application. You'll find your code number hereYour Bank of Ireland branch* Please selectBagenalstown (906494)Borris (906515)Carlow (906531)Tullow (906689)Arva (903170)Bailieborough (903218)Cavan (903293)Cootehill (903314)Kingscourt (903461)Ennis (904210)Ennistymon (904229)Kilkee (904237)Kilrush (904253)Miltown Malbay (904333)Scariff (904413)Shannon (904528)Tulla (904480)32 South Mall (902768)Ballincollig (902645)Bandon (902581)Bantry (902602)Blackpool (902688)Carrigaline (902979)Charleville (905694)Clonakilty (902610)Cobh (902637)Cork IT (903576)Douglas (902709)Dunmanway (902848)Fermoy (902864)Glanmire (909062)Kanturk (905723)Kinsale (900818)Little Island (909708)Macroom (905790)Mallow (902880)Midleton (902901)Millstreet (905803)Mitchelstown (902944)Patrick Street (902813)Skibbereen (902952)UCC (University College Cork) (909695)Wilton (902805)Youghal (902960)Ballybofey (904712)Ballyshannon (904739)Bunbeg (904747)Buncrana (904755)Bundoran (904763)Carndonagh (904771)Donegal (904835)Dungloe 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(900690)Swords (900703)Tallaght (901343)Terenure (900252)Walkinstown (900287)Ballinasloe (903680)Ballygar (903701)Clifden (903779)Dunmore (903787)Eyre Square (903816)Gort (903867)Headford (903875)Ind Estate (904042)Loughrea (903891)Mainguard Street (903795)Mountbellew (903912)NUI Galway (904018)Oranmore (904034)Oughterard (903939)Portumna (903947)Salthill (903840)Tuam (903971)Cahirciveen (905651)Castleisland (905678)Dingle (905707)Kenmare (905731)Killarney (905758)Killorglin (905766)Listowel (905782)Tralee (905838)Tralee IT (905838)Athy (900965)Celbridge (900914)Kilcullen (901140)Kildare (901167)Leixlip (902557)Maynooth (901503)Monasterevin (901220)Naas (901239)Newbridge (901263)Callan (905942)Castlecomer (905985)Graiguenamanagh (906611)Kilkenny (906064)Loughboy Industrial Estate (908852)Thomastown (906099)Urlingford (906144)Abbeyleix (901597)Durrow (901714)Mountmellick (901810)Mountrath (901829)Portarlington (901861)Portlaoise (901888)Rathdowney (902012)Carrick on Shannon (905336)Drumshanbo (905387)Manorhamilton (905408)Mohill (905416)125 O'Connell St (904309)Abbeyfeale (904130)Askeaton (904149)Bruff (904165)Caherdavin (900762)Castletroy (904595)Dooradoyle (904181)Kilmallock (904536)Newcastle West (904376)Rathkeale (904384)Roxboro (904499)University of Limerick Campus (905950)University of Limerick, Castletroy (904579)Ballymahon (901642)Granard (901749)Longford (901773)Ardee (903162)Drogheda (903322)Dundalk (903365)Dunleer (903429)Ballina (905272)Ballinrobe (903699)Ballyhaunis (903728)Belmullet (905299)Castlebar (903744)Charlestown (905360)Claremorris (903760)Kiltimagh (903883)Swinford (905483)Westport (903998)Ashbourne (903189)Athboy (903197)Dunboyne (903349)Dunshaughlin (903437)Enfield (901757)Kells (903445)Navan (903509)Oldcastle (903517)Ratoath (903648)Trim (903525)Ballybay (903234)Carrickmacross (903269)Castleblayney (903277)Clones (903306)Monaghan (903488)Banagher (901650)Birr (901677)Clara (901693)Edenderry (901722)Tullamore (901909)Ballaghaderreen (905248)Boyle (905328)Castlerea (905352)Elphin (905395)Roscommon (905424)Strokestown (905475)Ballymote (905280)Sligo (905440)Tubbercurry (905491)Cahir (905934)Carrick on Suir (905969)Cashel (905977)Clonmel (906005)Nenagh (904368)Roscrea (904392)Templemore (904456)Thurles (904464)Tipperary (906101)Ardkeen (905379)Dungarvan (906021)Kilmacthomas (906072)Lisduggan (906216)Lismore (906080)The Quay Waterford (906195)Tramore (904704)Athlone (901634)Athlone IT (901634)Castlepollard (901685)Kinnegad (901853)Moate (901781)Mullingar (901853)Bunclody (906523)Enniscorthy (906566)Gorey (906603)New Ross (906638)Rosslare (906742)Taghmon (906662)Wexford (906718)Arklow (906451)Baltinglass (906507)Bray (901036)Carnew (900316)Greystones (901132)Rathdrum (906654)Tinahely (906670)Wicklow (906734) Your Bank of Ireland card number*The 8 digit card number on the bottom right of your Debit cardMy salary is paid into my Bank of Ireland current account*YesNo You must be a Bank of Ireland customer with your salary mandated (paid into) your Bank of Ireland current account to apply online. Please call 0818 200 334 to talk to us. Is the overdraft you are applying for less than €2,000 or over €2,000*Less than €2,000Over €2,000Do you have a mortgage?*YesNoAre the repayments on your mortgage fully up to date?*YesNo You are not eligible for an overdraft at this time. Do you currently have, or over the last 24 months have you entered into, any type of arrangement on your mortgage where you are or were paying less than the originally contracted mortgage payments?*YesNoIs your mortgage in a permanent or temporary arrangement? Please select as appropriate*Permanent arrangementTemporary arrangement You are not eligible for an overdraft at this time. To continue you must: Be aged over 18 years Be a resident in the Republic of Ireland Have a Bank of Ireland current Account Be in regular employment or in receipt of a pension Understand your new overdraft will be opened in your sole name. To apply for a Joint overdraft please call 0818 200 334 Overdrafts are not available on Student accounts. For information on our student lending options please visit the Bank of Ireland website. Your overdraft limit should ideally be between 50% and 75% of your net monthly salary. We understand that there are times in life where you may need a larger amount and, if this is the case, please call us on 0818 200 334 and our agents will review your application. Each application is individually assessed and depending upon your circumstances you may be offered an amount lower or higher than the limits referenced above. In order to provide you with a timely response and to allow us assess risk fairly and consistently, we use automated decision making. If you do not agree with the result, you have the right to provide us with your point of view and have those decisions reviewed by a member of our team. About YouTitle*Please selectNoneMrMrsMsDrRevProfOther (Please State)Title*Name* First Name Surname Personal Public Services Number (PPSN)*We use your PPSN to check the Central Credit Register. This check is recorded on the Register, as is the set up of your overdraft (if approved).Marital status*Please selectSingleWidowedCivil PartnershipMarriedDivorced/ SeparatedCohabitingDo you have any dependants?*Dependants are people you support financiallyYesNoNumber of dependants*Residential status*Please selectHome OwnerTenantLiving with ParentsDo you have a mortgage?*YesNoHow much are your monthly rental payments?*How much are your monthly repayments?*Approximate balance of your mortgage*Approximate length of time at current address Years*Months* Income DetailsWhat is your Annual Gross Salary?*This is the amount you are paid every year before any deductions are made Net monthly Income*This is the amount typically lodged to your account each month Do you receive any income in cash?*YesNoWhat percentage of your income do you receive as cash?*The percentage of income you receive in cash & coins into your bank account. This can be zero where payments are received electronically or by cheque. Information is required for regulatory purposes.Please select0-29%30-49%50-100%Do you have a credit card with us or anyone else?*NoYes (with Bank of Ireland)Yes (with other Bank)Approximately how much is currently outstanding on your credit card?*What is the current limit on your credit card?*Do you have any existing loans?*YesNoLoan type*Please selectPersonalMotorInstalment PlanCar FinanceHire PurchaseWho is the provider of this loan?*Please selectCredit UnionAIBBank of IrelandUlster BankPTSBKBCRetailerOtherWhat are monthly repayments?*Oustanding Balance?*Add Loan Yes Loan type*Please selectPersonalMotorInstalment PlanCar FinanceHire PurchaseWho is the provider of this loan?*Please selectCredit UnionAIBBank of IrelandUlster BankPTSBKBCRetailerOtherWhat are monthly repayments?*Oustanding Balance?*Add Loan Yes Loan type*Please selectPersonalMotorInstalment PlanCar FinanceHire PurchaseWho is the provider of this loan?*Please selectCredit UnionAIBBank of IrelandUlster BankPTSBKBCRetailerOtherWhat are monthly repayments?*Oustanding Balance?*Add Loan Yes Loan type*Please selectPersonalMotorInstalment PlanCar FinanceHire PurchaseWho is the provider of this loan?*Please selectCredit UnionAIBBank of IrelandUlster BankPTSBKBCRetailerOtherWhat are monthly repayments?*Oustanding Balance?*Add Loan Yes Loan type*Please selectPersonalMotorInstalment PlanCar FinanceHire PurchaseWho is the provider of this loan?*Please selectCredit UnionAIBBank of IrelandUlster BankPTSBKBCRetailerOtherWhat are monthly repayments?*Oustanding Balance?*Add Loan Yes Loan type*Please selectPersonalMotorInstalment PlanCar FinanceHire PurchaseWho is the provider of this loan?*Please selectCredit UnionAIBBank of IrelandUlster BankPTSBKBCRetailerOtherWhat are monthly repayments?*Oustanding Balance?*Add Loan Yes Loan type*Please selectPersonalMotorInstalment PlanCar FinanceHire PurchaseWho is the provider of this loan?*Please selectCredit UnionAIBBank of IrelandUlster BankPTSBKBCRetailerOtherWhat are monthly repayments?*Oustanding Balance?* Additional IncomeDo you have any savings?*YesNoWhat is the main source of your savings/wealth?*Please selectSalary/WagesInheritanceInsurance PaymentInvestmentsLotto WinningsPensionProceeds from disposal of assetRetirement/redundancy packageSocial WelfareGift/family fundingSavings amount with Bank of Ireland*Savings amount with another institution*Amount of Monthly Court Ordered Maintenance payments, if applicableDo you generate income from any countries that are outside of the following area: EU/EEA, USA, Canada, Australia or New Zealand*YesNoName of country*Please choose no more than 4 countriesAfghanistanAlbaniaAlgeriaAmerican SamoaAndorraAngolaAntigua and BarbudaArgentinaArmeniaAzerbaijanBahamasBahrainBangladeshBarbadosBelarusBelizeBeninBermudaBhutanBoliviaBosnia and HerzegovinaBotswanaBrazilBruneiBurkina FasoBurundiCambodiaCameroonCape VerdeCayman IslandsCentral African RepublicChadChileChinaColombiaComorosCongo, Democratic Republic of theCongo, Republic of theCosta RicaCôte d'IvoireCubaDjiboutiDominicaDominican RepublicEast TimorEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEthiopiaFaroe IslandsFijiFrench PolynesiaGabonGambiaGeorgiaGhanaGreenlandGrenadaGuamGuatemalaGuernseyGuineaGuinea-BissauGuyanaHaitiHondurasHong KongIcelandIndiaIndonesiaIranIraqIsle of ManIsraelJamaicaJapanJerseyJordanKazakhstanKenyaKiribatiNorth KoreaSouth KoreaKosovoKuwaitKyrgyzstanLaosLebanonLesothoLiberiaLibyaLiechtensteinMacedoniaMadagascarMalawiMalaysiaMaldivesMaliMarshall IslandsMauritaniaMauritiusMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMoroccoMozambiqueMyanmarNamibiaNauruNepalNicaraguaNigerNigeriaNorthern Mariana IslandsNorwayOmanPakistanPalauPalestine, State ofPanamaPapua New GuineaParaguayPeruPhilippinesPuerto RicoQatarRussiaRwandaSaint Kitts and NevisSaint LuciaSaint Vincent and the GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbia and MontenegroSeychellesSierra LeoneSingaporeSolomon IslandsSomaliaSouth AfricaSri LankaSudanSudan, SouthSurinameSwazilandSwitzerlandSyriaTaiwanTajikistanTanzaniaThailandTogoTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTuvaluUgandaUkraineUnited Arab EmiratesUruguayUzbekistanVanuatuVatican CityVenezuelaVietnamVirgin Islands, BritishVirgin Islands, U.S.YemenZambiaZimbabwe Overdraft DetailsPurpose of Overdraft*Please selectLiving/Personal ExpensesMedical ExpensesCar ExpensesHousehold GoodsIs this a new overdraft or Increasing your existing overdraft?*New overdraftIncrease existing overdraftNew overdraft amount*An idea of how much you can borrow:Ideal Maximum Overdraft Limit Your overdraft limit should ideally be between 50% and 75% of your net monthly salary. We understand that there are times in life where you may need a larger amount. Each application is individually assessed and depending upon your circumstances you may be offered an amount lower or higher than the limits referenced above. To see our Overdraft rates please click here Disclaimer: This calculator is provided as a guideline only. The information on the quotation is indicative and does not constitute a formal offer. Personal DetailsDate of Birth* Date Format: DD slash MM slash YYYY Mobile Number*We will use this mobile number to call / SMS you about your applicationEmail Address*We will use this email to contact you about your application Enter Email Confirm Email Employment DetailsEmployment Status*Please selectSelf EmployedPrivate Sector EmployeePublic Sector EmployeeRetiredUnemployedOccupation*Please selectAccountantActor/ActressActuaryAdvertising ExecutiveAir Steward/StewardessAmbassador/DiplomatAnalystArchitectArmy - OfficerArmy - OtherArtistAssemblerAssembly Line WorkerAssessorAuctioneer/ValuerAuthorBailiffBakerBank - ManagerBank - OfficialBar WorkerBarrister/LawyerBeauticianBog WorkerBook-KeeperBook-MakerBuilderBusiness ExecutiveButcherCardiographerCaretakerCarpenterCartographerCashierChef/CookChemist/BiochemistChildminderChiropodistCivil Servant - ExecutiveCivil Servant - JuniorCleanerClergyman/ClergywomanClerical WorkerCommercial TravellerCompany DirectorCompany SecretaryComputer OperatorComputer ProgrammerConstruction WorkerConsultantConsultant - BusinessConsultant - FinancialCourierCraftsman/CraftswomanCuratorDealerDentistDesignerDetectiveDieticianDoctorDraughtsman/DraughtswomanDressmaker/TailorDriverEconomistEditorElectricianEngineerEntertainerEstate AgentFactory WorkerFarm WorkerFarmerFinancial ControllerFiremanFishermanFitterFloristForeman/ForewomanForesterGardenerGeneral ManagerGeologistGlazierHairdresserHealth InspectorHospital OrderlyHousekeeperHousewife/HomemakerIndustrial DesignerInsurance AgentInterior DecoratorJewellerJournalistJudgeLaboratory TechnicianLabourerLecturerLibrarianLifeguardMachinistManager - CateringManager - Financial ServicesManaging DirectorMathematicianMechanicMessengerMetal WorkerManager - Medium BusinessManager - Small BusinessMidwifeMilkman/MilkwomanMinerMusicianNurseOpticianOther - Non ManualOther - ProfessionalOther - Skilled ManualOther - Unskilled ManualPainterPanel BeaterPawnbrokerPensionerPersonnel OfficerPharmacistPhotographerPhysiologistPhysiotherapistPilot/NavigatorPlastererPlumberPoliceman/Policewoman - OtherPoliceman/Policewoman - RankedPoliticianPorterPostman/PostwomanPrinterProduction ManagerProp - Large BusinessProp - Small BusinessPsychiatristPublicanPublisherRadiographerReceptionistRegistrarReligiousReporterResearcherSailor/SeamanSales AssistantSales ManagerSalesman/SaleswomanScientistSecretarySecurity OfficerSheetmetal WorkerShip's OfficerShoe MakerShopkeeperSocial WorkerSolicitorStockbrokerStudentSupervisorSurveyorTaxi DriverTeacher - PrimaryTeacher - PrincipalTeacher - SecondaryTeacher - VocationalTeacher - Physical EducationTechnicianTelephone OperatorTelephone TechnicianTextile WorkerTherapistTraderTransport OperatorTypistUndertakerVeterinary SurgeonWaiter/WaitressWardenWelderYouth Employment/Training SchLength of time self employedYears*Months*Employer Name*Length of time at current employerYears*Months*Employer Name*Length of time at current employerYears*Months* {all_fields:nohidden,admin,exclude[118|119]}Authorisations I have read and agree to the Terms and Conditions, Authorisation and Application Agreement, Distance Marketing Directive and Data Protection Notice*Click here to read Terms and Conditions Click here to read Authorisation and Application agreement Click here to read Distance Marketing Directive Click here to read Data Protection Notice Click here to read Terms of Business Yes I give my consent to Bank of Ireland contacting on this application and contacting me at my place of employment or business (we need these consents under consumer law).*Consumer Credit Act Yes Your marketing preferencesWe'd like to contact you occasionally with news of products, services and offers from Bank of Ireland Group and select trusted partners. Find out more When you give us permission to get in touch, you are allowing members of Bank of Ireland Group to send you information about relevant products, services and offers. We will only send you information that we believe will be of interest to you, can make your life easier, or offer you value for money. You are always in control of your data. You can change your marketing preferences at any time online or by calling us on 01 688 3674. You can also tell us to stop sending you marketing emails by using the unsubscribe option at the end of each marketing email. To find out more about how we manage your marketing preferences and personal data, click here. You choose the way we contact you. This can be through any combination of email, phone, post, text, digital or other electronic messages. Digital messaging includes displaying relevant messages through social media in secure format. Bank of Ireland Group includes the following companies. Bank of Ireland, Bank of Ireland Mortgage Bank, Bank of Ireland Insurance Services Limited, Bank of Ireland Leasing Limited and New Ireland Assurance Company plc. Would you like to hear from us?*YesNoHow can we get in touch?* Select All Email SMS / Digital message Phone call Post Can we analyse your transactions to help identify products, services and offers that may be of interest to you?*YesNoThe more you allow us to know about you, the better we can make your experience with the Bank of Ireland Group. Having consent to analyse your individual transaction data allows us to personalise product and offer information you receive from Bank of Ireland Group. Show me examples Examples Examples for instance could include regular monthly deposits. These may identify you as someone who could be interested in a particular savings product. Similarly, when you draw down your Bank of Ireland mortgage, home insurance is an important consideration. Read our Data Protection Notice which describes how we process personal information, and why. When you submit this form, we will use what you’ve told us here to update any previous marketing preferences you’ve given us. You can change your preferences at any time online or by calling us on 01 688 3674. By selecting "Yes" I consent to the details that I am being asked to supply, being used to provide me with information about other products and services, either from the Bank of Ireland Group, or which the Bank of Ireland Group has arranged for me with a third party. If you would not like the information to be utilised for this purpose, select "No" below. I understand that at any tiem I can ask you to stop or change the methods by which the Bank may send me marketing materials. This can be done free of charge by writing to Bank of Ireland, Consumer Banking, New Century House, Mayor St. Lower, IFSC, Dublin 1.*YesNo NOTICE: Under the Credit Reporting Act 2013 lenders are required to provide personal and credit information for credit applications and credit agreements of €500 and above to the Central Credit Register. This information will be held on the Central Credit Register and may be used by other lenders when making decisions on your credit applications and credit agreements. The Central Credit Register is owned and operated by the Central Bank of Ireland. For more information, including how your data is processed, see www.centralcreditregister.ie. Under the Credit Reporting Act you are entitled to: get a copy of your credit record from the Central Bank (for sole traders and individuals this will be free and for companies the first credit report each calendar year is free); correct any errors on your credit record; tell the Central Bank if you suspect you may have been impersonated and ask the Central Bank to add a short explanation written by you to your credit record. To learn more about the register, and your rights and duties under the Credit Reporting Act 2013, please see www.centralcreditregister.ieCommentsThis field is for validation purposes and should be left unchanged.