COVID-19 Payment Break application Loading ... 1 Getting Started2 Review & Submit Please apply separately for a break on each mortgage account if you have more than one. For UK Customers, please click here.Getting StartedI would like to..*Apply for a 3 month break Before you apply, we need to ask you some questions. Please complete the below and follow the instructions given. If you need assistance and feel you don’t meet these criteria we may still be able to help you – call us on 01-6113333. Your repayments must be made on a monthly basis. I confirm that: This is a precautionary1 request (my income has not reduced but I require a safety net) or it reflects a temporary reduction in my income which has occurred as a result of the current health crisis and I am not in financial difficulty and/or was not concerned about my ability to meet my repayments prior to COVID-19 I am not in a forbearance arrangement with the Bank or, if I am, I have met all terms and conditions for a minimum of 12 months. I was not in arrears prior to March 2020 on any mortgage account or other BOI loan. 1. Please be aware that taking a break in your mortgage repayments will mean you will pay more interest over the remaining term of your loan. I am aware that: My mortgage repayments will increase after the payment break, and that the mortgage term will not be extended If my payment break request is submitted to Bank of Ireland within seven working days of my next scheduled repayment, the monthly repayment that I normally pay will be taken from my account. If you require a refund of this payment and you pay your mortgage from a Bank of Ireland account, call 1890-365365 or contact your branch. If you pay your mortgage from an account in another bank, contact your bank to arrange this. I have read and confirm that I understand the above* Yes This form is to increase your regular payments to your mortgage. If you wish to lodge a lump sum, you can do so at any Bank of Ireland branch. You can make Overpayments, either regularly or as lump sums, when you find yourself with extra cash. This will reduce your capital balance and you pay less interest. It may even reduce your term. Check out our Overpay Calculator to see how much you could save. If you are on a variable rate mortgage, you can make regular or lump sum overpayments of any amount. If you are on a fixed rate you can overpay up to 10% of your normal monthly repayment (or €65, whichever is greater), without incurring a cost. You can change the repayment date to another one in the month that suits you better such as right after payday. Please note this applies to monthly repayments only, subject to meeting the conditions of your mortgage. You can move your repayment date by up to 21 days. Your repayments will be recalculated so that your mortgage will be repaid by the originally agreed date. Before you apply, we need to ask you some questions. Please complete the form below and follow the instructions. Your DetailsAddress line 1*Address line 2*Address line 3Country*Please selectIrelandAustriaBelgiumBulgariaCroatiaCyprusCzech RepublicDenmarkEstoniaFinlandFranceGermanyGreeceHungaryItalyLatviaLithuaniaLuxembourgMaltaNetherlandsPolandPortugalRomaniaSlovakiaSloveniaSpainSwedenUnited KingdomAfghanistanAland IslandsAlbaniaAlgeriaAmerican SamoaAndorraAngolaAnguillaAntarcticaAntigua And BarbudaArgentinaArmeniaArubaAustraliaAzerbaijanBahamasBahrainBangladeshBarbadosBelarusBelizeBeninBermudaBhutanBolivia, Plurinational State OfBonaire, Sint Eustatius And SabaBosnia And HerzegovinaBotswanaBouvet IslandBrazilBritish Indian Ocean TerritoryBrunei DarussalamBurkina FasoBurundiCambodiaCameroonCanadaCape VerdeCayman IslandsCentral African RepublicChadChileChinaChristmas IslandCocos (Keeling) IslandsColombiaComorosCongoCongo, The Democratic Republic Of TheCook IslandsCosta RicaCote D'IvoireCubaCuraDjiboutiDominicaDominican RepublicEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEthiopiaFalkland Islands (Malvinas)Faroe IslandsFijiFrench GuianaFrench PolynesiaFrench Southern TerritoriesGabonGambiaGeorgiaGhanaGibraltarGreenlandGrenadaGuadeloupeGuamGuatemalaGuernseyGuineaGuinea-BissauGuyanaHaitiHeard Island And Mcdonald IslandsHoly See (Vatican City State)HondurasHong KongIcelandIndiaIndonesiaIran, Islamic Republic OfIraqIrelandIsle Of ManIsraelJamaicaJapanJerseyJordanKazakhstanKenyaKiribatiKorea, Democratic People's Republic OfKorea, Republic OfKosovoKuwaitKyrgyzstanLao People's Democratic RepublicLebanonLesothoLiberiaLibyaLiechtensteinMacaoMacedonia, The Former Yugoslav Republic OfMadagascarMalawiMalaysiaMaldivesMaliMarshall IslandsMartiniqueMauritaniaMauritiusMayotteMexicoMicronesia, Federated States OfMoldova, Republic OfMonacoMongoliaMontenegroMontserratMoroccoMozambiqueMyanmarNamibiaNauruNepalNew CaledoniaNew ZealandNicaraguaNigerNigeriaNiueNorfolk IslandNorthern Mariana IslandsNorwayOmanPakistanPalauPalestine, State OfPanamaPapua New GuineaParaguayPeruPhilippinesPitcairnPuerto RicoQatarReunionRussian FederationRwandaSaint BarthSaint Helena, Ascension And Tristan Da CunhaSaint Kitts And NevisSaint LuciaSaint Martin (French Part)Saint Pierre And MiquelonSaint Vincent And The GrenadinesSamoaSan MarinoSao Tome And PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSint Maarten (Dutch Part)Solomon IslandsSomaliaSouth AfricaSouth Georgia And The South Sandwich IslandsSouth SudanSri LankaSudanSurinameSvalbard And Jan MayenSwazilandSwitzerlandSyrian Arab RepublicTaiwan, Province Of ChinaTajikistanTanzania, United Republic OfThailandTimor-LesteTogoTokelauTongaTrinidad And TobagoTunisiaTurkeyTurkmenistanTurks And Caicos IslandsTuvaluUgandaUkraineUnited Arab EmiratesUnited StatesUnited States Minor Outlying IslandsUruguayUzbekistanVanuatuVenezuela, Bolivarian Republic OfViet NamVirgin Islands, BritishVirgin Islands, U.S.Wallis And FutunaWestern SaharaYemenZambiaZimbabweCounty*Please selectDublinCarlowCavanClareCorkDonegalGalwayKerryKildareKilkennyLaoisLeitrimLimerickLongfordLouthMayoMeathMonaghanOffalyRoscommonSligoTipperaryWaterfordWestmeathWexfordWicklowPost code*Is this a sole or joint account?*SoleJointCustomer 1 DetailsCustomer DetailsFirst name*Surname*Date of birth* Date Format: DD slash MM slash YYYY Mobile number*For example - (0800000000)Email address* Enter Email Confirm Email Customer 2 DetailsFirst name*Surname*Date of birth* Date Format: DD slash MM slash YYYY Mobile number*For example - (0800000000)Email address* Enter Email Confirm Email Customer 3 DetailsFirst nameSurnameDate of birth Date Format: DD slash MM slash YYYY Mobile numberFor example - (0800000000)Email address Enter Email Confirm Email Your RequestPurpose of mortgage payment break*COVID19Number of months requested*3Mortgage account number (this can be found on your mortgage statement)*Payment break commencement date* Date Format: DD slash MM slash YYYY How many payments would you like to skip per year?*12What month would you like to skip?*Please selectJanuaryFebruaryMarchAprilMayJuneJulyAugustSeptemberOctoberNovemberDecemberWhat first month would you like to skip?*Please selectJanuaryFebruaryMarchAprilMayJuneJulyAugustSeptemberOctoberNovemberDecemberWhat second month would you like to skip?*Please choose a different second month to skip.Please selectJanuaryFebruaryMarchAprilMayJuneJulyAugustSeptemberOctoberNovemberDecember Please note, once you select a skip month repayment option it will continue each year until you ask us to change it. Subject to meeting the conditions of your mortgage. Lending criteria and terms and conditions apply. Is this mortgage on a fixed or variable rate?*Fixed RateVariable RateCurrent monthly repayments*Please enter a number greater than or equal to 1.Current monthly repayments*Please enter a number greater than or equal to 1.Requested new monthly repayments*Requested new monthly repayments*Your new repayments must be within 10% or €65 of your previous repayments (what ever is greater)Current monthly repayment date*For example, If your direct debit comes out on the 1st, please input 1Please enter a number less than or equal to 31.New monthly repayment date* For example, if you wish for your direct debit to come out on the 20th, please input 20. Please be advised, these requests require 8 working days notice. Please enter a number less than or equal to 31.10% calc€65 calcnew day Must be within 21 days of oldnew day Must be within 21 days of old Your new repayments must be within 21 days of your old repayment date. Please change the day. Value cannot be greater than 31. Your new repayments must be within 10% or 65 euro of your previous repayments (what ever is greater) Your new repayments must be within 10% or 65 euro of your previous repayments (what ever is greater)ConsentsBank of Ireland Mortgage Bank trading as Bank of Ireland Mortgages is regulated by the Central Bank of Ireland. We'd like to be able to share news about services, products and offers that we believe may be of interest to you from Bank of Ireland Group as well as from specially selected trusted partners. Find out more When you give us permission to get in touch, you are allowing Bank of Ireland Group to send you information about relevant services, offers and products. We will only send you information that we believe can make your life easier, or offer you value for money. You are always in control of your data. You can contact us on 01 688 3674 to change your marketing preferences. To find out more about how we manage your data, please visit https://www.bankofireland.com/privacy/data-protection-notice/ You choose the way we contact you. This can be through any combination of email, phone, post, text, digital or other electronic messages. Digital messaging includes displaying relevant messages through social media in a secure format. Bank of Ireland Group includes the following: Bank of Ireland, Bank of Ireland Mortgage Bank, Bank of Ireland Insurance Services Limited, Bank of Ireland Leasing Limited and New Ireland Assurance Company plc. Will you give us your consent?YesNoHow do you want to hear from us? Select All Email SMS/Digital Phone Post Your consent to analyse your individual transactional data for promotional purposesYesNoCan we analyse your transactions for the purpose of identifying relevant products and services that may interest you? The more you allow us to know about you, the better we can make your experience with the Bank of Ireland Group. By giving us your consent to analyse your individual transactional data, we can identify products or offers that are of interest or value to you or your business. Find out more | Show me examples More information Having your permission to analyse your transactions can help us to enhance the service we provide. It allows us to tailor the offers and information you receive from Bank of Ireland, ensuring that they match your current financial and lifestyle requirements. Read our Data Protection Notice which describes how we process personal information, and why. Examples Certain transactions indicate specific moments in life. For instance, regular monthly deposits may identify you as someone who could be interested in a particular savings product with preferential rates. Similarly, when you draw down your Bank of Ireland mortgage, home insurance is an important consideration. This will update any previous marketing preferences you have given. You can change your mind at any time just call us on 01 688 3674. Review & Submit{all_fields:nohidden,admin,exclude[71|72|81|83]}PhoneThis field is for validation purposes and should be left unchanged.
